Join Over 3.3 Million Policyholders!

The Globe Life Young American Plan provides up to $30,000 in life insurance coverage for children and young adults. It is by far one of the easiest and most affordable ways to establish their financial foundation while they're still young and $1* pays the premium for the first month.

  • There is no medical or physical exam. You just answer a few Yes/No health questions. No agent will call or visit. You buy direct online.
  • There is no waiting period and no reduced coverage period. Once your application is approved, FULL protection starts the first day the policy is issued.
  • You have a NO RISK 30-day money-back guarantee.
  • The beneficiary you select is paid directly, FREE of Federal income tax.
  • Their benefit will never be reduced or canceled regardless of future changes in age, health or occupation as long as premiums are paid on time. We guarantee it for life.

Since your children's coverage is a whole life policy, it builds cash value that could be used in the future for some of your family's financial needs, including to help with education expenses or even to pay future premiums.

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Free Quote! No Cost. No Obligation.

Click on Free Quote to determine your premium after the introductory period. Premiums are guaranteed to never increase. Rates established today remain the same throughout your child's life, regardless of age, occupation or future health.

Globe Life And Accident Insurance Company currently has over $48 billion of insurance in force and over $2.4 billion in assets. With over 3.3 million policies in force, Globe Life is committed to providing every policyholder with a lifetime of superior service.

Globe Life continues to receive one of the highest ratings in the insurance industry - A+ (Superior) (as of 6/07) for overall financial strength from A.M. Best, insurance industry analysts since 1899.

*A.M. Best Company - independent insurance analysts since 1899. This rating refers only to the overall financial status of the company and is not a recommendation of the specific policy provisions, rates or practices of the insurance company.

*After the introductory period, rates are based on age and can be found by completing the rate quote.