Globe Life Young American Plan^®

The Globe Young American Plan^® is the beginning of a lifetime estate and it is one of the smartest ways to protect your child's ability to get life insurance in the future.

Give your children a lifetime gift with the Young American Plan^®. The best time to start life insurance for your children is when they are young and in good health. A serious illness or injury could make insurance very expensive or even unavailable in the future.

$1* pays the premium for the first month for $5,000, $10,000, $15,000, $20,000, $25,000 or $30,000 coverage. After that, the rates are calculated according to your child's age. Once approved, your child's rate stays locked in for life and the policy can never be canceled. That's why the Young American Plan^® is so important. Underwritten by Globe Life And Accident Insurance Company, the Young American Plan^® is life insurance for a lifetime.

Regardless of future health, military service, or other hazardous activity, it will protect your child's ability to be covered by life insurance in the future. Premiums are guaranteed to never increase. The affordable rate you establish for your child today will be the same for life.

No matter what age they turn, what occupation they choose or whatever health conditions occur, their rate will always remain the same. The Young American Plan^® you start for your children today cannot be canceled later, as long as the premiums are paid.

Now Is The Best Time To Start
Insurance rates get higher as you get older, so don't wait. Secure affordable protection for your children today.

Globe Life is proud to be rated A+(Superior)** by A.M. Best Company, one of the industry's top insurance analysts since 1899. This rating is based on the latest analysis of Globe's financial strength, management skills and integrity.

**Rating as of 6/08. For the latest rating, access www.ambest.com.